Financing Available
Can't Afford the Repair Right Now? Let's Fix That.
A car problem shouldn't turn into a money problem. Financing can help you can get the repairs your vehicle needs today, with a payment plan you can actually afford, no credit history required to apply.
Unexpected Repairs Shouldn't Mean Unexpected Stress
A failed part doesn't wait for payday. Whether it's brakes that can't wait, a check engine light you can't ignore, or a repair needed to pass your NYS inspection, putting it off usually just makes it more expensive later. Flexible financing helps you get the service you need without delay, so a tight month doesn't turn into a bigger repair bill down the road.
How Auto Repair Financing Works
1. Apply
Apply online. Get a decision in seconds.
2. Get Approved
Approval amounts typically range from $300 to $5,000, based on underwriting. No credit history is required to apply.
3. Get Your Repair Done
Use your approval amount toward your repair at Sholar Automotive, then make payments over time.
What You Need to Apply
Not all applicants are approved. While no credit history is required to apply, an auto repair finance company obtains information from consumer reporting agencies in connection with submitted applications, and your score with those agencies may be affected.
Get the Repairs You Need, With Payments You Can Afford
Don't let cost stand between you and a safe, reliable vehicle. We're here to help you get back on the road.
Financing FAQs
Do I need good credit to get approved?
No credit history is required to apply. An auto repair financing company will check information from consumer reporting agencies as part of your application, and your score with those agencies may be affected, but applying does not require good credit or impact your FICO score.
How much can I get approved for?
Approval amounts typically range from $300 to $5,000, subject to underwriting qualification. Not all applicants are approved.
What do I need to apply?
You'll need to be old enough to enter into a legal contract, have a steady monthly income (typically at least $750 to $1,000 depending on the product), an active checking account, and a valid email address and smartphone number.
How fast can I get my repair started after approval?
Once you're approved, you can use your approval amount right away. In most cases we can get your vehicle into the shop as soon as parts are available.